Spot spoke with economists, bankers, and industry representatives to find out how the new restrictions will impact the market, customer behavior, and trust in the financial system. New rules for insuring bank deposits came into force in Uzbekistan on February 19 . Now, the maximum amount guaranteed by the state to depositors in the event of a bank's bankruptcy is 200 million soums. If a deposit exceeds this limit, the remaining amount can only be recovered through the courts—

Starting in April 2026, large transactions worth over 25 million soums in Uzbekistan will become exclusively digital.